As you look through the information and links below, please remember that these are resources to help you learn more on your own if you want to…but you don’t have to! We are here to help answer any questions you have. Helping you understand and purchase insurance is literally our job. Don’t hesitate to contact us if you have any questions or concerns! We love being able to help!

The IRS has an extensive list of questions and answers to all of your questions about the Advanced Premium Tax Credit. Click here and here for more than you’ve ever wanted to know about Tax Credits. I’m kidding…sort of. Actually, the tax credits are a very important part of insurance through the Marketplace. They are the REASON you can afford the insurance. You need to know what they are and how they effect not just your insurance cost, but also your taxes. Please read about the tax credits and give us a call if you need anything clarified.

Click here for information about tax forms for people with Individual Health Insurance through the Health Insurance Marketplace, also known a 1095A form. Health insurance and taxes go together like oil and waterpeanut butter and jelly…Forrest Gump and Lieutenant Dan since 2014. Read about the tax credits and tax forms to learn how they effect each other.

The Health Insurance Marketplace compared my application to information from other sources, including my tax information. Is the IRS sharing my information? How can they do that without my permission? Find out what information the Marketplace can see and how they access that information here.

I got a check in the mail or a credit on my account from the health insurance company that I had last year. Since when do insurance companies GIVE people money? Is this legit? Click here to see why a health insurance company may actually give you money.

I know that tax credit amounts are based on household size and household income, but how do I know who and what to include in those categories? These questions are simple and straightforward…unless their not. Some situations are more complicated. Click on the links above to find out who to include in your household and what types of income count toward your household income. If you’re still not sure, give us a call!

The Marketplace asked me to send documentation…something about a data matching issue. What do they want and how long do I have to get it to them? And how do I send them to the Marketplace? Click here for a list of acceptable documents and time limits by category. If you are a client with our office, we make it easy for you! We send you reminders to bring your information, confirm the information you send, upload it for you, and even track it to be sure the Marketplace processes it before the deadline. We also request extensions if the deadline is approaching and it hasn’t been resolved yet. It’s easy to get your information to us too! You can bring it by the office, email it, fax it, or even just text a clear picture of it. We will do everything we can to help you keep your tax credit and stay covered! Please do everything YOU can by making sure we have your correct phone number, address, and email address and getting the information to us asap!